Offered 15,000 for Work Comp Should I Take IT?
L4 L5 Herniated at work 3 % Disable from this injury. Been On Workers Comp for 10 Months. Doctor Said Not able to do any more. Was offered 15,000 to settle. Doctor And Medication Cost Me 5000.00 a year. This Settlement Would only cover 3 years of medical. Based on Florida Worker Comp Laws is this a fare settlement.
A Yes Or No Answer would be great.
I do not have a lawyer yet.
If the settlement is Fair I’ll take it
If the settlement in UN_Fair I’ll get a lawyer….
Thanks For all the help…
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if you get an attorney he gets 33% so your claim will have to be increased to make up for the attorney fees in Fl, it is a crap shoot either way, if you a truly disabled than get an attorney if you just unconvinced then settle and find another job
I would. 3% disability isn’t enough to keep you from working, and it sure as heck isn’t enough to get you on SSDI, unless you’re over 50? And 3 years is the max on medical bills in Florida.
We’ll $15,000 is a decent fair offer. There are some missing info to determine if this is a good for you. Of course $15,000 is good for the insurance, but what will you be waving? Are you alright with what you would give up.
It’s likely that the $15,000 is to settle for indemnity. So the real question is that are you able to return back to work full duty? Have you gone back to work? If you are unable to return back to work or your company won’t take you back due to the permanent work restrictions than you might qualify for vocational rehab, which means you can go to school and earn a degree, or a license in another field, like a pharmacy tech.
If you are not considering going back to school than $15,000 is a fair settlement. If they started lower and this is their last offer yeah take the offer if you don’t want to go back to school.
Attys do not take 33% fees in a comp claim. You do not have to
close the medical in your claim. You can take the indemnity
payments weekly and leave the medical open. The only reason to take
a lump sum payment would be to close the entire claim, agreeing to
pay out of your pocket for future medical care, and release the
employer/carrier for further liability of this injury. The 15K is
NOT reasonable compensation for the potential cost of future
medical care. May be sufficient to cover the indemnity due… but
only you can decide to accept this offer. At the very least, you
should consult with a attorney or 2. Thats’ the only way to
determine the merits of your injury/claim. Trying the
”democratic” route by taking a poll on a message board is not the
way WC works.