Does a disablitiy rating close out my workers comp claim?
I was told I am getting an I-det on my back but that it will not affect my rating. I thought in order to close a case I had to be given a a settlement offer to close the medical and indeminty, but I am now hearing once the company gets the rating and is told I am as] good as I am going to get that it closes the case.
Asking a lot of questions lately because my lawyer isn’t giving me answers, I live in CT.
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That sucks because it is never going to get back to 100%. And I will never be able to do the kind of work I have done for years, so this injury screws me for the rest of my life and I’m only getting $5,000. Thats beat, I now have to find a new career and lose out on the salary I could be making in a job I was offered but can’t take. Not mad at you just at the whole situation, I think it is totally BS that I am losing out on thousands of dollars a year because of careless acts of others on the job. Thanks for your answer.
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You don’t need to receive a settlement OFFER.
Once medical treatment has finished, the percentage of disability pretty much defines what you get. In Connecticut, payments for permanent partial disability (PPD) are available for a back, up to 374 weeks, subject to a Social Security benefit offset.
So let’s say you were making $100 a week, and your back rating is 50%. You get 50% of the 374 weeks, times $100 – or $18,750. If you ALSO get social security disability, the SSDI offsets the settlement money – so you don’t get BOTH.
So yes. It closes the case, because the award amount is pre-defined by the state. All they do is plug in your percentage, your salary, and that’s what you get.
Had you been paying attention to the people running for elected
office in CT, you would know what the legislature was doing with
the cooperation of the insurance company lobbies, and the chamber
of commerce to screw injured workers… and it’s being done all
across the land. Fair… no, equitable?…no… illegal?…no, you
elected these people to look out for your best intersts in making
the laws that govern the benefits, and settlements you are eligible
for. How much attention did you ever pay to how the WC system
works, before your unfortuante injury? Quit whinning, take the
money you are eligible for, and find a job to replace the one you
are loosing through no fault of you, or your employer. Thats’ the
way WC works. Every place.