What happens after you receive Impairment Rating Check?Can workers Comp. cancel medical benefits?

Tuesday, March 9, 2010
By WcrAdmin

I have had an Impairment rating of 7% of knee and Workers Comp is offering $1900 Which i do not think is fair. I told my Adjuster how i felt and she sent the check anyway from my knowledgement if you cash the check you agree to the amount. I spoke to my Adjusters Manager and she told me to cash the check if i agree to it or not. I can receive more money later. I cannot have further medical care without signing paper work. I have called several Attorneys and they told me not to apply for a Hearing because I wont get more money. What can I do about the situation? Do I have to accept the amout no matter what? Can they close my Claim case without me accepting the check?
My Adjuster faxed over my Impairment Doctors note to my employer and then my employer fired me the same day stating It;s because of my restrictions. Workers Comp. Wants me to sign medical release form and other paper work to receive medical benefits. I need long term care due to blood clot i occurred after knee surgery.

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8 Responses to “What happens after you receive Impairment Rating Check?Can workers Comp. cancel medical benefits?”

  1. The PPD/impairment indemnity you are due is based on the rating. If
    you disagree with the %, ask for a AME/QME or IME depending on your
    STATE system to resolve disputed medical issues. IF you would
    provide your STATE, you could get more relative answers here. So…
    lets say you are in Calif. When you dispute the rating, you request
    a Panel QME, that Dr will evaluate your condition, and issue a new
    rating. The carrier is permitted to pay the indemnity in full, that
    is appearantly what has happened here. The claim DOES NOT close
    because you accept this check. The defalut settlement in WC claims
    is payment of indemnity due, either by lump sum, or periodic weekly
    payments, and access to future medical…Medical DOES NOT close
    until you and the carrier agree on a Compromise and Release and
    close the entire claim. Until you C&R, you are entitled to
    medical treatment based on necessity. In some states there is a
    time limit, ie. 2 years from the last payment of benefits…either
    PPD indemnity, or from the last time you seek treatment. In Calif,
    you have 5 years from your date of injury to file to reopen the
    claim for “new and further disability”. There are all kinds of
    varying rules for WC all over the country. Comp laws are state
    specific, your’s will be different from any other state. If you are
    in need of additional medical treatment, DO NOT agree to a
    settlement that will close out your claim in full.

    #14154
  2. $1900 for disability, or future medical bills??

    Your “knowledgement” about cashing checks is wrong.

    You don’t get further medical care, if the doctor has said you’re as healed as you’re going to get.

    You do NOT have to accept the amount no matter what. But you might not be able to get them to increase it. What you are ENTITLED to, is pretty strongly defined, in each state. And flat out, you don’t get pain & suffering with workers comp.

    Yes, they can – and probably will – close this case, from the sounds of it, whether or not you cash the check.

    #14151
  3. As a general rule, you are given a impairment rating when you are done treating by the doctor. It tells the adjuster the amount of disability you sustained from this accident.

    You have called several lawyers and they have told you not to apply for a hearing since you wont get more money. If you could, they would be wanting to represent you and none have.

    If you received the check, does it state full and final settlement of WC injury of such and such date? If so, that means no more money, you are done.

    You also state you can not get further medical care w/out signing more paperwork. Most likely your doctor who gave you the impairment rating has stated you have reached MMI (maximum medical improvement), in other words, no more treatment will change or make you better, so you are done and most likely WC will not approve or pay for it.

    Have you received anything from your employer stating we expect you back to work on such and such date? Then you are done and better get back to work.

    WC is mandated by the state and paid accordingly. Just because you don’t think is fair, does not matter since WC is work related and paid according to state law.

    good luck

    #14152
  4. Your treating this like it’s a property and causalty claim, in which your getting a check to fix your car, if you except this check it closes the claim.

    In work comp everything is different. What you have is a permanent partial disability/impairment (PPD/PPI) check. You are entitled to this check. This check does not represent closure of your claim nor it does not mean you settled anything. PPD/PPI checks are different from settlement checks. Again you are entitled to this due to a certain body part you lost.

    You need to ask your adjuster this question again, if you cash this check and you continue to have problems what is the proceedure that I need to do to reopen this file? I don’t want to be left out and find out that a blood clot could do drastic things to my body.

    Most states allow you to have future medicals up to a certain point. If you had no problems or any settlement agreements which resulted in a compromise and release document than you should be fine.

    Remember your impairment check is what you are entitled to.

    Good luck

    #14153
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  7. nice tips, ill try these tonight and comment back on how successful
    they are

    #19767
  8. bookmarked! will chec back for more ideas

    #19867

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